Your money,finally in onecalm place.
Kosh brings every bank account, UPI payment and bill into one simple app — and quietly helps you save a little more each month.
4.8 on the Play Store · used in 300+ cities
Good evening,
Ananya
Ananya
Total balance · 3 accounts₹0▲ ₹12,400 saved this month
Today See all
- 🍜SwiggyFood · UPI−₹386
- 💼Salary · InfosysHDFC ••4417+₹84,000
- ⚡Electricity billPaid automatically−₹1,240
- 🎬PVR CinemasFun · Card−₹620
Paid ₹500UPI ref 4417 2093 • just now
Saved this month₹12,400
Rent due in 3 daysAuto-pay is on ✓
Tap “Send” on the phone to try it
See exactly where it goes.
Kosh sorts every payment into simple groups. Tap one to see how you compare with last month.
Spent in October₹0of ₹84,000 income
Save for the things you actually want.
Pick a goal, set what you can spare. Kosh moves it to savings on payday — you just watch it grow.
8months to go
ready by June 2027
ready by June 2027
Quiet features that do the work.
No ads, no selling your data, no jargon.
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Bill reminders
Rent, EMIs and card bills, three days before they’re due.
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Locked by your face
Bank-level encryption and a fingerprint or face lock on every open.
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A monthly money story
One short summary on the 1st: what came in, what went out, what changed.
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Family mode
Share a budget with your partner or parents, keep your own accounts private.
Start with one calm month.
Download Kosh, link your accounts in two minutes and see your first money story today.